The Association of Finance & Insurance Professionals
Started in 1989, AFIP is the original compliance company in the automotive industry in the U.S.
Industry Specific F&I Training Courses
We offer tailored F&I compliance certification for franchise dealerships, independent dealerships, RV, motorcycle, power sports, and marine industries.
All AFIP Certification Programs Include:
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New state-of-the-art AFIP LMS (Learning Management System)
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Shorter lesson modules to walk you through each section
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Required reading documents to supplement the course text
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Practice quizzes to gauge your progress
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Live virtual online classes and final review test prep classes conducted via Zoom
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Two-day certification boot camps at locations around the U.S. to facilitate the certification process
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CARLAW® F&I Legal Desk Book (By Hudson Cook - 10th edition coming soon!)
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Access to state specific laws and regulations
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Resource tab gives access to important documents and information
Invest In A Program That Ensures Compliance
Our Complete Compliance Program – Everything You Need In One Place
AFIP (Association of Finance & Insurance Professionals) is driven by a threefold mission: to give a voice to F&I practitioners, ensuring their expertise and challenges are recognized; to protect the interests of the F&I profession, its professionals, and their customers by upholding high standards and ethical practices; and to support the companies that serve the F&I function. With a commitment to enhancing the F&I industry, AFIP offers a comprehensive range of services, providing a one-stop solution for dealers to access valuable resources, training, and certification programs that bolster their success.
Our Complete Compliance program provides tailored auditing, essential Cyber Security, compliance training courses, policies and procedures specifically designed by department and each job role. Systematically improving risk management and operational efficiency within a dealership.
AFIP Certification
Masters degree level training for anyone who touches a contract.
Red Flags & Safeguards
ADCO offers Red Flags, Safeguards programs and Policies & Procedures.
FRAT Training
Basic fundamental federal law training for all employees.
Dealer Resolve
Dealer Complaint Management System for feedback, cancellations, and complaints
AFIP VPP Program
NADA VPP Program AFIP has partnered with NADA to implement VPP for dealers
Dealership Auditing
ADCO in-person and virtual deal auditing for dealers
Cyber Security
Dealership Cyber Security Solutions by ADCO is a robust cyber security product for dealer groups.
DCOP
Dealership Compliance Officer Professional Certification
Automoto HR
Your all-in-one solution for seamlessly managing all aspects of human resources.
Certification & Curriculum
AFIP’s multi-tiered certification ladder offers financial services professionals and managers a distinct career path. Certified F&I Professionals must recertify every two years at increasingly difficult levels to maintain their certification and individual membership in AFIP. This continuing training requirement keeps AFIP-certified professionals up-to-date on new and revised laws.
Basic
- CFPS
- Basic Course
- 2 Year Certification
Senior
- SPFS
- Senior Course
- 2 Year Certification
Master
- MPFS
- Master Course
- 2 Year Certification
Lifetime
- LMPFS
- Lifetime Master
- Continuing Education
Latest News
Stay informed with the latest insights and updates from AFIP by visiting our blog and news page. Whether you’re looking for expert advice, industry trends, or updates on finance and insurance practices, our blog serves as a valuable resource for professionals and companies alike. From in-depth articles to timely news, we cover a wide range of topics designed to keep you ahead in the ever-evolving F&I landscape. Click here to explore our blog and stay connected with everything happening in the world of F&I.
AFIP/ADCO Partners with Privacy4Cars to Help Dealers Address Vehicle Data Privacy Compliance Gaps
AFIP/ADCO members now enjoy exclusive pricing on Privacy4Cars solutions, empowering dealerships to tackle vehicle data privacy and compliance challenges effectively.Gain access to special pricing on Privacy4Cars solutions, designed to enhance dealership data privacy...
The FTC’s Enforcement Playbook: What Dealers Need to Know Right Now
Thanks to CBT News for the opportunity to serve as a panelist at the Auto Leadership Summit. It was an honor to share the stage with Brian Bennett and Barrett Beaty to discuss today's rapidly evolving regulatory landscape and what it means for dealerships.The FTC's...
Massachusetts AG Issues Advisory on Vehicle Advertising and Pricing
The Massachusetts Attorney General's Office recently issued an advisory reminding motor vehicle dealerships of their obligations regarding vehicle advertising, pricing transparency, and consumer protection requirements. While directed toward Massachusetts dealerships,...
Exciting News for Dealership Compliance!
AFIP/ADCO is proud to announce our new partnership with Privacy4Cars to help dealerships address one of today`s fastest-growing compliance challenges: vehicle data privacy.
Modern vehicles store far more than just driving information—they can retain contacts, locations, payment information, garage codes, and even remote access credentials. As connected vehicle technology continues to evolve, protecting customer data has become a critical part of every dealership`s compliance program.
Through this partnership, AFIP/ADCO members now have preferred access to Privacy4Cars` industry-leading tools designed to help dealerships disclose, delete, and disconnect sensitive vehicle data—reducing privacy, security, and liability risks while strengthening customer trust.
Learn more about the partnership:
https://www.prweb.com/releases/afipadco-partners-with-privacy4cars-to-help-dealers-address-vehicle-data-privacy-compliance-gaps-302831834.html
There’s still time to register!
Every dealership advertisement is more than a message—it’s a potential compliance opportunity or risk.
Join Terrence J. O`Loughlin of Reynolds and Reynolds and Shannon Robertson for an insightful discussion on today’s automotive advertising standards, common dealership mistakes, and the proactive steps dealers can take to identify and reduce compliance risks before they become costly issues.
Whether you’re in dealership leadership, compliance, marketing, or F&I, this is a conversation you don’t want to miss.
Reserve your spot today:
https://www.adcocommunity.com/event-detail/monitoring-testing-and-auditing-your-program
🇺🇸 Happy Independence Day from AFIP!
As we celebrate our nation`s freedom, we also recognize the values that help drive our industry forward—integrity, accountability, professionalism, and trust.
Thank you to the finance and insurance professionals who serve customers with excellence every day and help strengthen the automotive industry through ethical business practices.
Wishing you and your family a safe and enjoyable Fourth of July.
Every dealership advertisement is a compliance opportunity—or a compliance risk.
Join Terrence J. O`Loughlin of Reynolds and Reynolds and Shannon Robertson as they discuss today`s automotive advertising standards, common dealership missteps, and practical strategies to help you identify compliance risks before they become costly issues.
If you`re involved in dealership marketing, compliance, management, or F&I, you won`t want to miss this session.
Register now: https://afip.com/webinars/#july-9-webinar

